Compare Insurance NZ

Compare Insurance NZ – Save up to up to 50% on Travel Insurance!

Current Deals:

Get a quote from one of the cheapest travel insurance providers in NZ

 

Compare Travel Insurance Quotes in New Zealand

We compare the cheapest travel insurance deals and 1Cover came out consistently the cheapest.
Online policies can work out up to 50% cheaper than what is offered by the travel agents.

Gold & Platinum Credit Cards with FREE Travel Insurance!

Most offer free travel insurance if you pay for your flights / accommodation with your gold card. Some cover you for up to 180 days!

If you’re eligible for them & going on a long trip or multiple trips each year, the annual fee often works out cheaper than a travel insurance premium.

 

Check out our Gold & Platinum Card Comparison Table on the offers available.

 

Make sure you always have proof of purchase for anything in your baggage you may want to claim as the insurance company will always ask for this.

Call your insurance company if you are going to make any claim as you may need to call before you can get medical treatment.

Notify your insurance company of any preexisting illnesses.

 

Car Insurance

 

How to get better deals on car insurance:

• Shop around. Can save you $100s if you get best deal. Amazing that people spend time trying to get few extra % interest but don’t shop around for car insurance.

• Combine home, contents & car insurance. Up to 30% discount if you have them all with the same company. (State
  
• Always maximise no claims discount (after 1st yr often 30% up to max 66%). Some companies offer no claims protection but remember this is only if you stay with the same company!
  
• Consider getting immobiliser or alarm fitted as often get discount (check with your insurance company first)
• Check the value of the car. May be more than it is worth.
• Consider a higher excess (you agree to pay the first $250 instead of $100) may give you a discount.
• Older drivers (usually over 50s) can get discount of up to 20% in some situations 
• Pay premium annually rather than monthly if you can get a lower quote or no surcharge
  
• Restrict younger drivers. If you declare no one under 25 will drive the car you may get a discount.
• Look at 3rd party, fire & theft insurance if your car isn’t worth much.

A consumer NZ report rate different insurance companies for different people.

Young man 22 wants to insure his 1996 subaru impreza found state insurance cheapest at the time at $482

 

Home Insurance
To get the best deals:

 

•  Always shop around so get a quote from as many of the companies below as you can.

• Check between Combined home, contents & car insurance for discount but also remember to check to:
• Shop separately for home & contents insurance. Consumer magazine found often cheaper buy from different companies as they may offer good deal with one but poor with other
• Some companies offer no claims discount on contents
• You can get a discount if you have an approved burglar alarm installed.
• You may qualify for discount if you stay with same insurer for more than a year but always check this discount against what you can get from others